Yahoo Finance
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With many banking options available, including online banks that pay high rates on savings, a key question is often: Do you need access to in-person service? If you don’t, signing up with an online bank can be a no-brainer.
But for some consumers, having a bank branch nearby is essential, if not a nice benefit.
When comparing SoFi and TD Bank, branch locations will inevitably be a deciding factor.
SoFi doesn’t have bank branches, while TD Bank has several across multiple states.
Of course, other factors are also important, such as what each bank offers and their rates.
We’ll compare the details of each bank and see how they stack up.
(SoFi) is an online financial company founded in 2011 by Stanford Business School students.
The group used an alumni-funded lending model to connect recent grads with alumni in their community.
Initially, SoFi’s main product was student loan financing, but it began offering personal loans and mortgages in the mid-2010s.
In 2019, it introduced SoFi Money, which became SoFi Checking and Savings.
TD Bank, a subsidiary of Toronto-Dominion Bank, is a national bank based in New Jersey.
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