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But when you start adding up the cost of flights, hotels, food, excursions, and other travel-related expenses, it’s easy to become overwhelmed.
Planning a debt-free family trip isn’t always easy — especially if you’re traveling with a large crowd.
But the right financial tools can make it easier to focus on the fun instead of worrying about ending your vacation with a giant credit card bill.
Below are some real-life tips on how my family combines ahigh-yield savings account (HYSA)withtravel rewards credit cardsto budget for vacations and stretch our travel funds further.
We use points, miles, and savings to make the most of our family trips.
Taking a big trip with my family of five can be an expensive undertaking.
And I use a high-yield savings account to maximize my earning potential.
A recent example of this strategy happened when my family planned a summer vacation to Orlando, Florida.
As big theme park fans, we were excited to visit the new Universal Epic Universe theme park (recently opened in May 2025 with themed lands like Super Nintendo World, How to Train Your Dragon, and a new Wizarding World area).
We also took in classic theme park favorites like Universal Studios Florida, Universal Islands of Adventure, SeaWorld Orlando, and Aquatica Orlando — adding plenty of exciting roller coasters, water adventures, and character meet-and-greets for our teens and preschooler.
As you can imagine, any trip that included five theme park days required a lot of financial preparation.
| Product | Price | Change |
|---|---|---|
| Brent Crude | $102.14/bbl | +0.34% |
| WTI Crude | $96.90/bbl | +0.21% |
| EN590 Diesel | $846/MT | +0.18% |
| Jet Fuel A-1 | $1090/MT | +0.55% |
| Mazut M100 | $450/MT | -0.15% |
| Bitumen 60/70 | $470/MT | +0.08% |
| Sulphur Gran 99.5% | $470/MT | -0.44% |
| Urea 46% Gran | $650/MT | +1.12% |
| NPK 16-16-16 | $460/MT | -0.28% |
| Nat Gas TTF | $15.42/MMBtu | +0.92% |
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