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Around 77 million Americans hold gym memberships, according to the 2025 US Health & Fitness Consumer Report (1).
With gyms charging average monthly dues of $65 (2), Americans are spending alotof money to stay in shape.
But what happens if your gym membership is no longer worth it, you want to cancel, and your gym doesn’t cooperate? Let’s pretend, for example, that Xavier has a gym membership he signed up for two years ago.
The membership is month-to-month, so he has the right to cancel, and he wants to do so.
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Surprised?Here’s where their money is actually going Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 —here are 5 ways to build wealth like a landlord without actually being one The problem is that the gym contract requires him to talk to a staff member to cancel — and the gym doesn’t actuallyhaveany staff.
Xavier has visited the gym at different hours, called, emailed, and sent letters, but no staff member is ever present, no one answers the phone, and no one responds.
Now, Xavier is in a situation where he is being billed each month, and he doesn’t know what he can do about the situation.
So, what can Xavier do? The first key thing to do if you have a gym membership youdon’twant is to ensure you’re following the cancellation procedure exactly.
“Check your contract and make sure it allows for cancellation based on what you agreed to in the documentation,” Bobbi Rebell (3), CFP® and consumer finance expert at BadCredit.org (4), told MoneyWise.
It should say in the contract what the cancellation procedure is, so follow that.
If it is not clear, and assuming you have the right to cancel, communicate your request to cancel in writing.” Xavier should double-check his contract to make sure he’s doing what he’s supposed to do in order to end the membership.
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| WTI Crude | $96.90/bbl | +0.21% |
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| Bitumen 60/70 | $470/MT | +0.08% |
| Sulphur Gran 99.5% | $470/MT | -0.44% |
| Urea 46% Gran | $650/MT | +1.12% |
| NPK 16-16-16 | $460/MT | -0.28% |
| Nat Gas TTF | $15.42/MMBtu | +0.92% |
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