Yahoo Finance
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Some of the following may be considered weird ways to use a credit card, but if you're willing to get a little outside of your comfort zone, you could earn hundreds of dollars in additional rewards every year.
A lot of rewards credit cards offer bonus rewards on certain purchase categories, but that doesn't mean you can't get more value on spending made outside of those types of purchases.
If your card offers a high rewards rate on grocery store purchases, for example, check your local grocery stores for restaurant gift cards you can buy and use the next time you dine out.
You can do the same for other retailers that may not fit within a card's bonus categories.
Read more:Can you buy gift cards with a credit card—and should you? If you have a large purchase coming up or several pending expenses, such as moving costs, consider a card that offers a welcome bonus, rewards on your everyday purchases, and an introductory 0% APR promotion to make the most of your spending.
With theCapital One Quicksilver Cash Rewards Credit Card, for instance, you'll earn a $200 welcome bonus after spending $500 within the first three months.
You'll also earn 1.5% cash back on every purchase you make and have an introductory 0% APR on purchases and balance transfers for 15 months, after which the variable APR ranges from 18.49% - 28.49%.
For example, let's say you put $5,000 on the card and pay it off over 15 months.
If you'd put the charges on a card with a 22.63% interest rate — the average rate, according to 2024 data from theFederal Reserve— you'd pay roughly $787 in interest.
With the Capital One Quicksilver, you'd save that moneyandearn $275 from the welcome bonus and rewards, for a total of $1,062 in value — more than 20% of your spending.
Read our full review of theCapital One Quicksilver Cash Rewards Credit Card Kiva is a nonprofit organization that facilitates microloans for entrepreneurs around the world.
| Product | Price | Change |
|---|---|---|
| Brent Crude | $102.14/bbl | +0.34% |
| WTI Crude | $96.90/bbl | +0.21% |
| EN590 Diesel | $846/MT | +0.18% |
| Jet Fuel A-1 | $1090/MT | +0.55% |
| Mazut M100 | $450/MT | -0.15% |
| Bitumen 60/70 | $470/MT | +0.08% |
| Sulphur Gran 99.5% | $470/MT | -0.44% |
| Urea 46% Gran | $650/MT | +1.12% |
| NPK 16-16-16 | $460/MT | -0.28% |
| Nat Gas TTF | $15.42/MMBtu | +0.92% |
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