Yahoo Finance
Amoney market accountis a type of savings deposit account that tends to offer check-writing privileges and a debit card for ATM access to your savings.
Typically, savings accounts usually don't let you write checks from the account, making money market accounts a unique option to store and tap your money when you need it.
The average money market account yield is 0.45%annual percentage yield (APY)as of the week of Sunday, June 28, 2026.
However, yields on thebest money market accountscan be more than eight times as high — so, when you're shopping around, don't settle for the average.
Some money market accounts give you a higher APY for carrying a larger balance.
Always make sure you're following the Federal Deposit Insurance Corp.
(FDIC) rules and guidelines to make sure that your money is protected in the event ofa bank failure.
Money market account national average APY Highest money market account APY that Bankrate tracks More than 2,200 banks and credit unions are surveyed weekly to generate the national averages.
Among these institutions are those that are broadly available and offer high yields, as well as some of the nation's largest banks.
Note: Annual percentage yields (APYs) shown are as ofJune 28, 2026.
APYs may have changed since they were last updated and may vary by region for some products.
Bankrate includes only FDIC banks or National Credit Union Administration (NCUA) credit unions in its listings.
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