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You're getting married — congratulations! Besides finding the perfect outfit, choosing a reception hall, and selecting a cake, there's a less sexy task you and your partner need to complete: Deciding how to handle money once the wedding is over.
A conversation about spreadsheets and budgeting may be the last thing you want to do right now, but these conversations set the groundwork for a successful marriage.
In fact, astudyby the Indiana University Kelley School of Business found that married couples who manage their money together tend to have stronger, happier relationships.
Learn how to merge finances after marriage to create a strong foundation for your partnership.
Unfortunately, many couples are unprepared to handle money as a team, leading to significant issues.
AnIpsos pollfound that 1 in 3 married respondents view money as a source of conflict in their relationship.
Merging finances after marriage can be challenging, but taking the time to do the work now will pay off in the long run — and help you achieve financial harmony.
As you count down to your wedding date, complete the following steps: Traditionally, merging your finances meant combining all of your accounts and sharing bank accounts.
While that approach can be useful for many, it's not the only way to handle your finances as a couple.
Sit down with your partner and discuss what strategies make sense to you.
Depending on your situation, you may decide on one of the following: Joint:With a joint approach, all of your income is deposited into ajoint bank account, and both partners withdraw from it to pay for expenses and purchases.
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