Yahoo Finance
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According to rates from the Zillow lender marketplace, mortgage rates are mostly lower compared to last week.
The current 30-year fixed rate rose by 4 basis points to6.44%.
The 20-year fixed fell by 8 basis points to6.21%.
The 15-year fixed declined by 4 basis points to5.86%,and the 5/1 ARM fell by 8 basis points to6.21%.
Read more:Weekly survey of mortgage lenders with the lowest rates: Rates bubble higher Here are the current mortgage rates today,Sunday, July 12, 2026, according to the latest Zillow data: Remember, these are the national averages and are rounded to the nearest hundredth.
Read more:Discover 8 strategies for getting the lowest mortgage rates These are today's mortgage refinance rates,Sunday, July 12, 2026, according to the latest Zillow data: Again, the numbers provided are national averages rounded to the nearest hundredth.
Mortgage refinance rates are often higher than rates when you buy a house, although that's not always the case.
Read more:Learn whether now is a good time to refinance your mortgage Use the mortgage calculator below to see how various mortgage terms and interest rates will impact your monthly payments.
You can bookmark the Yahoo Financemortgage payment calculatorand keep it handy for future use.
It also considers factors like property taxes and homeowners insurance when determining your estimated monthly mortgage payment.
This gives you a more realistic idea of your total monthly payment than if you just looked at mortgage principal and interest.
| Product | Price | Change |
|---|---|---|
| Brent Crude | $102.14/bbl | +0.34% |
| WTI Crude | $96.90/bbl | +0.21% |
| EN590 Diesel | $846/MT | +0.18% |
| Jet Fuel A-1 | $1090/MT | +0.55% |
| Mazut M100 | $450/MT | -0.15% |
| Bitumen 60/70 | $470/MT | +0.08% |
| Sulphur Gran 99.5% | $470/MT | -0.44% |
| Urea 46% Gran | $650/MT | +1.12% |
| NPK 16-16-16 | $460/MT | -0.28% |
| Nat Gas TTF | $15.42/MMBtu | +0.92% |
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