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Today's CD rates still hover well above the national average.
The Federal Reserve reduced its target interest rate three times in 2025 and has left rates alone in 2026.
This has had a ripple effect on deposit account rates, making now a great opportunity to lock in today's high rates with acertificate of deposit(CD).
Here's a look at today'sbest CD ratesand where you can find the best offers.
This rate isoffered by United Fidelity Bank on its 2-year and 5-year CD.
Here is a look at some of the best CD rates available today from our verified partners.
If you're considering a CD, these rates are among the highest available, especially compared to the national average, which is significantly lower.
It's also worth noting thatonline banksandcredit unionsgenerally offer more competitive rates than traditional brick-and-mortar banks.
Here's a look at the latest average CD rate by term according to theFDIC: The highest national average interest rate for CDs stands at1.65% for a 1-year term.
However, today's average CD rates are among the highest in nearly two decades, largely due to the Federal Reserve's efforts to combat inflation by keeping interest rates elevated.
If you're thinking aboutopening a CD, it's important to choose one with a high APY and a term length that matches your financial goals.
| Product | Price | Change |
|---|---|---|
| Brent Crude | $102.14/bbl | +0.34% |
| WTI Crude | $96.90/bbl | +0.21% |
| EN590 Diesel | $846/MT | +0.18% |
| Jet Fuel A-1 | $1090/MT | +0.55% |
| Mazut M100 | $450/MT | -0.15% |
| Bitumen 60/70 | $470/MT | +0.08% |
| Sulphur Gran 99.5% | $470/MT | -0.44% |
| Urea 46% Gran | $650/MT | +1.12% |
| NPK 16-16-16 | $460/MT | -0.28% |
| Nat Gas TTF | $15.42/MMBtu | +0.92% |
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