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A savings account can be a great place to stash money you need for short-term savings goals and possible emergency expenses.
But if you have atraditional savings account, you may not be getting a good return on your balance.
A good savings account interest rate can be more than 10 times higher than thenational average rate, giving you a chance to make the most of your money while it's parked.
Currently, the average interest rate on a savings account in the U.S.
It may not seem like much, but today's rates are fairly high by historical standards.
Here's a look at how rates have changed over the past decade: It may be natural to think that a good savings account interest rate is simply better than the national average.
However, thebest high-yield savings accountsoffer rates upward of 4% APY.
Keep in mind, though, that savings account interest rates are variable, which means they can change over time.
As a result, there are no guarantees that even the best yields will stay high.
variable rate: What's the difference, and why does it matter? The best savings account rates available on the market today hover around 4% APY — over 10 times the national average rate.
Here are a few high-yield savings accounts with exceptionally good interest rates: The Growth Savings account fromForbright Bankgives new account holders the chance to earn up to 4.15% APY on their balance through the end of this year.
| Product | Price | Change |
|---|---|---|
| Brent Crude | $102.14/bbl | +0.34% |
| WTI Crude | $96.90/bbl | +0.21% |
| EN590 Diesel | $846/MT | +0.18% |
| Jet Fuel A-1 | $1090/MT | +0.55% |
| Mazut M100 | $450/MT | -0.15% |
| Bitumen 60/70 | $470/MT | +0.08% |
| Sulphur Gran 99.5% | $470/MT | -0.44% |
| Urea 46% Gran | $650/MT | +1.12% |
| NPK 16-16-16 | $460/MT | -0.28% |
| Nat Gas TTF | $15.42/MMBtu | +0.92% |
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