First Horizon Corporation (FHN) Presents at BancAnalysts Association of Boston Conference 2026 Transcript
First Horizon Corporation (FHN) Presents at BancAnalysts Association of Boston Conference 2026 Transcript

First Horizon Corporation (FHN) BancAnalysts Association of Boston Conference 2026 November 5, 2026 2:55 PM EST Anthony Elian - JPMorgan Chase & Co, Research DivisionRyan Kenny - Morgan Stanley, Research DivisionTimur Braziler - UBS Investment Bank, Research DivisionSun Young Lee - TD Cowen, Research Division Good afternoon, everyone.
Next up, we have First Horizon Corporation, that's ticker FHN.
First Horizon is a regional bank holding company headquartered in Memphis.
It's one of the largest banks in Southern U.S.
Regional banking is their primary segment.
Other businesses include specialty banking, fixed incoming capital markets, which operates under FHN Financial as well as corporate banking.
Assets at the end of the third quarter, $84 billion, branches, a little over 400 branches.
With us today, really happy to have Hope Dmuchowski with us again today, Senior Executive Vice President and Chief Financial Officer.
Hope has over 40 years of experience in the banking industry and prior to joining First Horizon in 2021, she worked at Truist and the predecessor Bank, BB&T in a number of roles.
And then she began her banking career in the leadership development program for the Sales and Trading division of Deutsche Bank.
The format will be consistent with the rest of the day, some opening questions, and then I'll turn it over to the audience.
So Hope last year at BAB, you emphasized sustaining a 15% ROTCE.
| Product | Price | Change |
|---|---|---|
| Brent Crude | $102.14/bbl | +0.34% |
| WTI Crude | $96.90/bbl | +0.21% |
| EN590 Diesel | $846/MT | +0.18% |
| Jet Fuel A-1 | $1090/MT | +0.55% |
| Mazut M100 | $450/MT | -0.15% |
| Bitumen 60/70 | $470/MT | +0.08% |
| Sulphur Gran 99.5% | $470/MT | -0.44% |
| Urea 46% Gran | $650/MT | +1.12% |
| NPK 16-16-16 | $460/MT | -0.28% |
| Nat Gas TTF | $15.42/MMBtu | +0.92% |
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